Payday loans are one of the most beneficial types of loans that you can get. If you are in a crunch for cash and you need to get a hold of money quickly to solve your financial problems you may have no other choice but to settle for a loan. When you have depleted your […]

Certificates of deposit, also referred to as CDs, are bank-issued money market investments. These investments can be purchased at commercial banks and financial institutions. They can be either short-term or long-term investments, ranging in maturity of anywhere from three months to up to five years. Certificates of deposit are also great for individuals that may not have […]

Commercial papers are short-term maturity loans issued through a large corporation that are unsecured. They are typically discounted but are competitive with current money market interest rates. When we talk of short-term with commercial papers, we are talking about no longer than nine months, with many being more in the one to two month maturity range. […]

If you are wanting a short-term credit investment that does not go through a financial institution but is still guaranteed by a bank, bankers’ acceptance (BA) may be the investment for you. These are typically traded through a secondary market and can be done so at a discounted amount from the original face value. What […]

Money Markets are oftentimes confused with bonds, which is a type of fixed income security. They are both very conservative ways of investing. However, the difference comes into play when dealing with the length of time it takes for the security to mature. Bonds are more long-term debt securities while money markets are considered more […]

One type of money market security that investors can utilize are treasury bills. These are essentially government-issued investments, and are often called “T-bills.” Treasury bills allow the United States government to utilize money invested by citizens of the country.  Treasury bills are investments that mature no longer than one year, making them a safe, conservative short-term […]